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protection & growth

For Their Future and Yours

LIFE INSURANCE

GET LIFE INSURANCE IN 3 EASY STEPS

Request a Quote

If you have an idea of what type of policy you’re interested in, let our team know by using the quote form.

Ask Us Questions

If you have questions, a single licensed team member can get an understanding of your situation and advise you on the pros and cons of the policies you’re interested in

Submit an Application

Once you’re confident in the type of policy you need for your situation, your dedicated advisor will help you submit your application to the relevant carrier. The policy type and other carrier specified criteria will determine the number of days that it takes to approve your application and issue your policy if you qualify.

1 Step 1

Quick Quote

Are you ready to see if you can save money on your insurance?

We're committed to your privacy. CIS uses the information you provide us to process the quote for the products, and or services you requested. Only ONE CIS team member will contact you throughout the duration of our prospective relationship  For more information, visit our privacy policy.

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(720) 500-2922

YOU HAVE NEEDS, WE HAVE SOLUTIONS

Buying life insurance doesn’t have to be complicated.

Traditional Term

Beyond final expenses, term life insurance can help pay the mortgage, utility bills, and daily living expenses.

Term w/ Living Benefits

Accelerated death benefits attached to a life insurance policy allow the policy owner to accelerate a portion of the death benefit, in order to use the benefit while still living.

Key Man

Cover an employee that is absolutely essential to your bottom line.

Buy-Sell

Cover unexpected circumstances in relation to your business partnerships.

Speak with a licensed insurance advisor for carrier and policy terms and conditions.

Frequently asked questions

Only one dedicated insurance advisor will respond to your request.

If you don’t have major medical conditions, your policy may be approved in as little as 7 days. Your dedicated advisor will be proactive in responding to requests from the underwriter and communicating with you every step of the way in order to ensure there is no delay in getting a final decision on your application.

We take absolute care to ensure your personal information is protected at all times.

Most carriers require a medical exam for consideration. However, if you qualify, we can submit your application to a carrier that does not require medical exams. Speak with a licensed insurance advisor for more details that pertain to your specific circumstances.

Who Needs Life Insurance and Why?

Anyone who won’t live forever.

Life Insurance is not just for specific cases, in fact, most people need life insurance if they do not plan on paying for burial expenses ahead of time. Funerals can run in the thousands of dollars and that expense can be a distraction for loved ones who are trying to grieve. Way too many of us have been hit with an unexpected loss of a loved one only to find out that we don’t know how we’re going to pay for the funeral because they did not have a plan in place.

People who don’t want their loved ones to be responsible for their debt.

You may have some credit card and student loan debt that will need to be paid off after death. Any personal assets that make their way to probate can face claims by debt collectors. If you want your family to keep that house, that car, those stocks, etc, you’ll want to look at your outstanding debt and ask yourself if your family can afford to come out of pocket to secure that debt if the unexpected happens. An affordable term life insurance policy may help eliminate the need for loved ones to cover your debt.

People who want to be a catalyst for generational wealth.

A vast majority of Americans live paycheck to paycheck. Chances are that you or some of your family members may be in that position as well. If you have kids, siblings, parents, grandchildren, nieces, and nephews, etc. that would be severely affected by your absence, you could still have a positive influence on their life and hopefully break or mitigate the risk of generational poverty. Term life insurance may help your family get a step up in life for less than what you spend on entertainment every year.